Auto policy discounts
Ask about available auto discounts, including multi-policy, safe driving, vehicle safety features, ERIE Secure, and Teen Driver programs, plus other eligibility-based savings opportunities.
Home & auto insurance
Protection for the places you live and the roads you travel.
Explore home and auto coverage options with guidance from a local A.M.I. agent, including Erie Insurance programs designed to help eligible customers save and stay protected.
Talk with an agentErie Insurance programs to ask about
Program availability, eligibility, discounts, and coverage details vary by policy and location. Our team can help you understand which options may fit your needs.
Home policy discounts
Ask about home insurance savings that may be available for qualifying protective devices, newer homes, bundled policies, and other eligible circumstances.
Bundled home and auto coverage
Combining eligible home and auto policies can simplify your insurance planning and may open savings opportunities.
ERIE Rate Lock®
Ask whether ERIE Rate Lock® may be available for your auto policy. It is designed to help keep your rate stable unless you make certain policy changes.
Homeowners coverage
Erie Guaranteed Replacement Cost: protection built for the cost to rebuild
A home’s market value and its rebuilding cost are not the same. After a widespread loss, labor, materials, permits, and contractor demand can all affect what it takes to rebuild. Guaranteed Replacement Cost is designed to help address that gap when a covered loss damages or destroys your home.
What it is designed to do
When included with an eligible Erie homeowners policy, Guaranteed Replacement Cost is designed to help pay the full cost to repair or replace the covered dwelling after a covered loss, even if that cost is higher than the dwelling limit shown on the policy. Policy terms, conditions, and eligibility apply.
Why the dwelling limit still matters
Your dwelling limit is the starting point for your protection. It should be reviewed regularly using accurate information about your home’s size, features, updates, and local rebuilding costs. Guaranteed Replacement Cost is not a substitute for keeping that estimate current.
When rebuilding costs can change
Costs can rise after storms, fires, or other events that affect many homes at once. Material shortages, labor demand, code requirements, and changes to your home can also increase the cost to rebuild. A coverage review helps make sure your policy reflects today’s home, not yesterday’s estimate.
What to review with your agent
Tell us about renovations, additions, finished basements, roof updates, custom features, detached structures, and major purchases. We can help you review the dwelling amount, available endorsements, deductibles, and the details that may affect your protection.
Get a coverage review built around you
We will review your home, vehicles, drivers, and priorities so you can make an informed decision about your coverage.